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	<title>Comments on: Consumer Ratings</title>
	<atom:link href="http://www.insuranceclaimhelp.org/consumer-ratings/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.insuranceclaimhelp.org</link>
	<description>Helping consumers maximize their insurance claims.</description>
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		<item>
		<title>By: admin</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-1742</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Thu, 02 Jul 2009 07:15:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-1742</guid>
		<description>Ella,

Assuming you are talking about making an insurance claim, most policies say you should report the claim as soon as possible. Some say as soon as &quot;reasonably&quot; possible. If there is no time limit stated, then I think the law or a judge would insert the word &quot;reasonably&quot;.

If you are talking about filing a lawsuit, then the statutes of limitations for filing different kinds of complaints, like for injury and property damage, will have different time periods.

If they deny your claim, get it in writing with the specific reasons stated, and go from there.</description>
		<content:encoded><![CDATA[<p>Ella,</p>
<p>Assuming you are talking about making an insurance claim, most policies say you should report the claim as soon as possible. Some say as soon as &#8220;reasonably&#8221; possible. If there is no time limit stated, then I think the law or a judge would insert the word &#8220;reasonably&#8221;.</p>
<p>If you are talking about filing a lawsuit, then the statutes of limitations for filing different kinds of complaints, like for injury and property damage, will have different time periods.</p>
<p>If they deny your claim, get it in writing with the specific reasons stated, and go from there.</p>
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	<item>
		<title>By: Ella</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-1727</link>
		<dc:creator>Ella</dc:creator>
		<pubDate>Tue, 30 Jun 2009 15:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-1727</guid>
		<description>What if I wish to file a claim but have surpassed the time for presenting a claim ?</description>
		<content:encoded><![CDATA[<p>What if I wish to file a claim but have surpassed the time for presenting a claim ?</p>
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	<item>
		<title>By: Dora</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-1103</link>
		<dc:creator>Dora</dc:creator>
		<pubDate>Mon, 27 Apr 2009 00:47:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-1103</guid>
		<description>What a great site and very informative posts. I will add a backlink and bookmark this site. Thanks</description>
		<content:encoded><![CDATA[<p>What a great site and very informative posts. I will add a backlink and bookmark this site. Thanks</p>
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	<item>
		<title>By: Idola</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-1026</link>
		<dc:creator>Idola</dc:creator>
		<pubDate>Mon, 20 Apr 2009 22:22:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-1026</guid>
		<description>thanks !!  very helpful post!</description>
		<content:encoded><![CDATA[<p>thanks !!  very helpful post!</p>
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	</item>
	<item>
		<title>By: admin</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-185</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Mon, 26 Jan 2009 09:56:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-185</guid>
		<description>Hello Scott,

I only asked what was &quot;illegal&quot; in his contract. If it was not something easy for our visitors to understand when they themselves look at a public adjuster contract, such as a missing cancellation clause, then all you need tell us is something like &quot;it&#039;s too complicated to describe in a paragraph or two, but the final judgment discussion can be seen at XYZ County Court.&quot; You could also cut and paste short excerpts from your documents if you wanted to. But I believe there is a limit of either 500 or 1000 characters in these comment boxes. 

I&#039;m sorry, but your email and attachments were deleted without being read. Unless we ask for an email or give prior approval, all comments should be made in this public forum.

Your participation in this website is greatly appreciated and we encourage your comments on any post in this website.</description>
		<content:encoded><![CDATA[<p>Hello Scott,</p>
<p>I only asked what was &#8220;illegal&#8221; in his contract. If it was not something easy for our visitors to understand when they themselves look at a public adjuster contract, such as a missing cancellation clause, then all you need tell us is something like &#8220;it&#8217;s too complicated to describe in a paragraph or two, but the final judgment discussion can be seen at XYZ County Court.&#8221; You could also cut and paste short excerpts from your documents if you wanted to. But I believe there is a limit of either 500 or 1000 characters in these comment boxes. </p>
<p>I&#8217;m sorry, but your email and attachments were deleted without being read. Unless we ask for an email or give prior approval, all comments should be made in this public forum.</p>
<p>Your participation in this website is greatly appreciated and we encourage your comments on any post in this website.</p>
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		<title>By: Scott J. Tepper</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-180</link>
		<dc:creator>Scott J. Tepper</dc:creator>
		<pubDate>Sat, 24 Jan 2009 16:34:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-180</guid>
		<description>Admin - I have sent you by e-mail a copy of the final judgment against Harman and his company, Spectrum Builders, from the bankruptcy court, as well as the court&#039;s ruling on the motion for summary judgment.  These documents speak for themselves.</description>
		<content:encoded><![CDATA[<p>Admin &#8211; I have sent you by e-mail a copy of the final judgment against Harman and his company, Spectrum Builders, from the bankruptcy court, as well as the court&#8217;s ruling on the motion for summary judgment.  These documents speak for themselves.</p>
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	<item>
		<title>By: admin</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-174</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sat, 24 Jan 2009 09:42:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-174</guid>
		<description>Scott,
You are also welcome to have any of your clients who have used your help on an insurance claim give you a rating. This will bring up your average star rating score.</description>
		<content:encoded><![CDATA[<p>Scott,<br />
You are also welcome to have any of your clients who have used your help on an insurance claim give you a rating. This will bring up your average star rating score.</p>
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	<item>
		<title>By: admin</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-173</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sat, 24 Jan 2009 09:15:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-173</guid>
		<description>Scott, you may also want to copy your reply to Harman&#039;s comments by clicking on &quot;rate-it!&quot; to the right of Tepper and Garfield. Give yourself a 3 star rating, which is a neutral rating. I believe the star rating field is currently required, so I will ask our programmer to change it to &quot;un-required&quot; ASAP. Once he fixes this, then you can leave the star rating box blank when making any replies to comments. Thanks</description>
		<content:encoded><![CDATA[<p>Scott, you may also want to copy your reply to Harman&#8217;s comments by clicking on &#8220;rate-it!&#8221; to the right of Tepper and Garfield. Give yourself a 3 star rating, which is a neutral rating. I believe the star rating field is currently required, so I will ask our programmer to change it to &#8220;un-required&#8221; ASAP. Once he fixes this, then you can leave the star rating box blank when making any replies to comments. Thanks</p>
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	</item>
	<item>
		<title>By: admin</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-172</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sat, 24 Jan 2009 08:31:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-172</guid>
		<description>Thanks for your comments Scott. There are always two sides to every story. Since this went to court, is this public information? Can you share with us what exactly what was illegal in his contract? Every public adjuster is supposed to have his contract pre-approved by the DOI in California. Any custom changes should be initialed by all parties, and as you already know, must be of a legal purpose.

Incidentally, you are welcome to start a rating thread on Mr. Harman under &quot;Add An Adjuster&quot; on the Consumer Ratings page.</description>
		<content:encoded><![CDATA[<p>Thanks for your comments Scott. There are always two sides to every story. Since this went to court, is this public information? Can you share with us what exactly what was illegal in his contract? Every public adjuster is supposed to have his contract pre-approved by the DOI in California. Any custom changes should be initialed by all parties, and as you already know, must be of a legal purpose.</p>
<p>Incidentally, you are welcome to start a rating thread on Mr. Harman under &#8220;Add An Adjuster&#8221; on the Consumer Ratings page.</p>
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	<item>
		<title>By: Scott J. Tepper</title>
		<link>http://www.insuranceclaimhelp.org/consumer-ratings/comment-page-1/#comment-161</link>
		<dc:creator>Scott J. Tepper</dc:creator>
		<pubDate>Wed, 21 Jan 2009 04:00:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceclaimhelp.org/?page_id=28#comment-161</guid>
		<description>Barry Harman, a public adjuster and owner of Spectrum, posted this comment.  He procured an illegal contract with the client of the attorney he complained about and lost a lawsuit in banruptcy court -- after Harman filed for bankruptcy -- based on the illegal contract.  So he decided to file a phoney complaint.  He&#039;s not being truthful.</description>
		<content:encoded><![CDATA[<p>Barry Harman, a public adjuster and owner of Spectrum, posted this comment.  He procured an illegal contract with the client of the attorney he complained about and lost a lawsuit in banruptcy court &#8212; after Harman filed for bankruptcy &#8212; based on the illegal contract.  So he decided to file a phoney complaint.  He&#8217;s not being truthful.</p>
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