If fact, I don’t know why this type of incident would be covered? Did the water not go down? Did the water come up? Why did you have this extravagant piece of sheet metal made for this drain?

When you say constricted by a furnace add on, none of this activity seems like it’s covered and you should not get your hopes up for coverage. Would this even exceed your deductible?

We recently had sewer water in our basement, due to a clogged “main line” drain. Access to the floor drain, which was also clogged, was restricted by a furnace add-on. I hired a sheet-metal contractor to convert part of the existing furnace into removable pieces, whereby I could then access the floor drain (which connects to the main line) and clean out the backflow debris. Can I list the sheet metal contractor on my list of expenses for the insurance claim? Also, I believe I can list the hours I worked on unclogging the drain, correct? Thanks…

Here are some things you shouldn’t do. Don’t indicate you had 35 hours cleaning on one room unless it actually took you that long to clean that room. Take videos to document your activity so you can support your situation. Also, don’t dictate you had 12 people cleaning 1 room for 2 total hours because that would leave a very packed room and not much can getting done with such a packed room.

If there are left over funds, you get those so you might want to stay on top of this.

Fix what you have to but get an estimate ready to hand them for the entire job. Fix the things that need immediate attention.

George

Of you can sue the original roofer to correct the damage. This option might me the best since they have been involved with you in the past. You might not even have to sue them – just call them everyday.

The third option is never to bring this to the attention of your insurance company because this has nothing to do with them. They may negatively affect your insurance, or they might do things we haven’t even thought of yet.

I have been searching the web to find out some answers on filing a second claim. I had my siding replaced from hail damage by filing an insurance claim. The siding company replaced our siding and within a few months after several rain storms, I started noticing that water was coming through our cieling, it was small at first but after several more rain storms I started to notice that the damage was geeting bigger and he area was coming from a small pitched roof in my living room – nowater pipes or lines so rulled that out. After I removed one of the High hats, i noticed black on the inside of the roof on both sides of the joist. It was coming from a valley (16 inchs). I called the owner of the siding company, he sends out forman…trys to calkk…another storm comes, water is no dripping (Itoke video of where the water was coming) sent pictures and the clip to owner, sends out one of his formans, reapirs it or assumes that he repaired it, more storms, more water, more cieling damage, the owner never comes out but resends another forman. Here the flashings were put upside down. it was corrected after the 5th or so visit. Water has stopped coming in (Yeah) but now I have a damage and warped cieling with balk mold. he has not returned my calls or e-mails for repairing the ceiling and removing the mold.

Soory for the rant, but I have searching what to do and affraid if I call the insurance comapny they will flag or drop me. I have liberty insurance, can I file a claim ontop of my original claim? I do not want to pay a high deuctible I have again for something that was part of the first claim or do I have to get estimates and file a small claims court against the siding company?

I greatly appreciate any insight or direction

George