Insurance Claim Law and Unfair Claims Practices
Post Insurance Claim Law and Unfair Claims Practices Question (below)
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If you know some insurance claim law that is in your favor on a particular issue, you can use that in your letters to the insurer to argue your position. Since adjusters are supposed to know the unfair claims practices regulations, they and their supervisors are competent to argue unfair practices issues. If you start pointing out insurance claims law other than unfair claims practices regulations, don’t be surprised if the insurer refers your claim to their attorney to consider and often resist your arguments.
If you have a real sticky problem with a particular issue that involves many thousands of dollars, it is my advice to hire an attorney, preferably in the fire insurance litigation field, to research the issue for an hour and give you his opinion of whether there is law to support your side of the issue.