Comments on: Common Insurance Claim Questions http://www.insuranceclaimhelp.org Helping consumers maximize their insurance claims. Fri, 03 Sep 2010 17:37:06 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: admin http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-18860 admin Wed, 18 Aug 2010 01:56:18 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-18860 TPaul, Unfortunately for you, adjusters and their doctors view late reporting of "sore neck", wiplash type injuries as not genuine. You will have a tough road to prove it and so I would suggest an "accident lawyer" on contingency, if you can find one to take it. TPaul,

Unfortunately for you, adjusters and their doctors view late reporting of “sore neck”, wiplash type injuries as not genuine. You will have a tough road to prove it and so I would suggest an “accident lawyer” on contingency, if you can find one to take it.

]]> By: TPaul http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-16919 TPaul Thu, 22 Jul 2010 04:11:11 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-16919 My daughter was in the back seat of a car when it hit another vehicle. The insurance companies have said the fault is 50/50 with both drivers. My daughter had a sore neck initially and I reported it to the insurance company. She seemed better and we thought the soreness would go away and not wanting to file unnecessarily on her friend's insurance, we waited to see if she complained. when we realized she was still having problems, we took her to a dr. who did an xray and found that she needs 6 weeks of PT. One of the insurance adjustors is saying we delayed too long getting treatment. She wants us to settle before PT is over or threatening that it may not be covered. what would you advise. My daughter is 17 and we live in California. My daughter was in the back seat of a car when it hit another vehicle. The insurance companies have said the fault is 50/50 with both drivers. My daughter had a sore neck initially and I reported it to the insurance company. She seemed better and we thought the soreness would go away and not wanting to file unnecessarily on her friend’s insurance, we waited to see if she complained. when we realized she was still having problems, we took her to a dr. who did an xray and found that she needs 6 weeks of PT. One of the insurance adjustors is saying we delayed too long getting treatment. She wants us to settle before PT is over or threatening that it may not be covered. what would you advise. My daughter is 17 and we live in California.

]]> By: admin http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-13572 admin Fri, 11 Jun 2010 06:44:48 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-13572 Paula, If you can't push a butter knife through the wood, its not long term damage. Paula,
If you can’t push a butter knife through the wood, its not long term damage.

]]> By: Paula Christy http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-13530 Paula Christy Thu, 10 Jun 2010 19:05:23 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-13530 The company's representative indicated it always consider long term damages whenever a wax seal leak as it always take a long time to see the damages. The policy has am exclusion for long term leakage of water. The leak was detected May 1, 2010 . By the time the tenant advised the owner and the owner hire a handyman and it was determined that the damage was extensive. It was several weeks later and there was some mold growth. It is my understanding that mold can grow in a few days and the mere presence of mold should not be the sole grounds for denial. Do you believe this matter was fairly denied? The company’s representative indicated it always consider long term damages whenever a wax seal leak as it always take a long time to see the damages.

The policy has am exclusion for long term leakage of water. The leak was detected May 1, 2010 . By the time the tenant advised the owner and the owner hire a handyman and it was determined that the damage was extensive. It was several weeks later and there was some mold growth. It is my understanding that mold can grow in a few days and the mere presence of mold should not be the sole grounds for denial. Do you believe this matter was fairly denied?

]]> By: admin http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-12791 admin Thu, 03 Jun 2010 05:27:00 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-12791 Any suggestions for Mr. bowman? Any suggestions for Mr. bowman?

]]> By: a bowman http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-12751 a bowman Wed, 02 Jun 2010 18:28:19 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-12751 1ce a claim is pd in full & u rec settlement ltr do u still owe obligations to the ins co.? ex oath statements 3 mo later? 1ce a claim is pd in full & u rec settlement ltr do u still owe obligations to the ins co.? ex oath statements 3 mo later?

]]> By: admin http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-12204 admin Fri, 28 May 2010 07:10:24 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-12204 Jamie, Collision with an animal may be considered a comprehensive loss. Get his denial in writing. It must give a specific reason. Jamie,

Collision with an animal may be considered a comprehensive loss. Get his denial in writing. It must give a specific reason.

]]> By: Jamie http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-11992 Jamie Wed, 26 May 2010 08:11:42 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-11992 I hit a deer with my motorcyle, and my insurance adjuster denied my claim, saying there is no proof i hit the deer. he did not view my motorcycle, or the site of the accident untill 10 days later. what can I do to dispute this, or what actions can I take? I hit a deer with my motorcyle, and my insurance adjuster denied my claim, saying there is no proof i hit the deer. he did not view my motorcycle, or the site of the accident untill 10 days later. what can I do to dispute this, or what actions can I take?

]]> By: admin http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-4950 admin Fri, 05 Mar 2010 01:59:57 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-4950 Duane, Sorry for the delay. Your post got overlooked. They would either split it or one or the other would cover it. You would not get a double payment. I forget the term ("Guiding Principals" perhaps?) but there is a set of rules in each state for multiple insurers on the same loss. Google it "Guiding Principals Insurance". Duane,

Sorry for the delay. Your post got overlooked. They would either split it or one or the other would cover it. You would not get a double payment. I forget the term (“Guiding Principals” perhaps?) but there is a set of rules in each state for multiple insurers on the same loss. Google it “Guiding Principals Insurance”.

]]> By: duane rabbett http://www.insuranceclaimhelp.org/insurance-claims-questions/comment-page-1/#comment-4678 duane rabbett Mon, 15 Feb 2010 16:38:39 +0000 http://www.insuranceclaimhelp.org/?page_id=30#comment-4678 i live in massachusetts if my policy ends on the 29 of jan 2010 paid in full and i switch to a new insurer before then and get new plates for a class 30 policy wich is a diffrent policy on the 20 th of jan 2010, and a accident happens on the 24th who is responsible my old or new insurer my plan didnt cancel to the 29th but the new plates are for the class 30 plan??? i live in massachusetts if my policy ends on the 29 of jan 2010 paid in full and i switch to a new insurer before then and get new plates for a class 30 policy wich is a diffrent policy on the 20 th of jan 2010, and a accident happens on the 24th who is responsible my old or new insurer my plan didnt cancel to the 29th but the new plates are for the class 30 plan???

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