Comments on: Our Mission http://www.insuranceclaimhelp.org Helping consumers maximize their insurance claims. Wed, 22 Feb 2012 21:18:18 +0000 hourly 1 By: John Carver http://www.insuranceclaimhelp.org/comment-page-3/#comment-66186 John Carver Wed, 22 Feb 2012 20:43:35 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-66186 Will, If you have any pics of the items stolen that could help. If you have a camera with old pics or a camera phone, they may have something. Also did you fill out a police report? You could hire a public adjuster John 267-266-2301 Will,
If you have any pics of the items stolen that could help. If you have a camera with old pics or a camera phone, they may have something. Also did you fill out a police report?
You could hire a public adjuster

John
267-266-2301

]]> By: John Carver http://www.insuranceclaimhelp.org/comment-page-3/#comment-66185 John Carver Wed, 22 Feb 2012 20:43:20 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-66185 Will, If you have any pics of the items stolen that could help. If you have a camera with old pics or a camera phone, they may have something. Also did you fill out a police report? You could hire a public adjuster John Will,
If you have any pics of the items stolen that could help. If you have a camera with old pics or a camera phone, they may have something. Also did you fill out a police report?
You could hire a public adjuster

John

]]> By: Will http://www.insuranceclaimhelp.org/comment-page-3/#comment-66153 Will Wed, 22 Feb 2012 17:20:50 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-66153 Bare with me because this required some explanation. About two months ago, I had my home broken into by previous roomates who stole a bunch of items and also took a hammer to two of my motorcycles. The problem I'm facing is most of the items were purchased from people on craigslist, friends and a tv purchased from best buy. My insurance company USAA, wanted me to obviously prove that I owned the items I was claiming. So the only way I can do that is get a sworn statement from a relative saying he actually seen the items in the house prior to them being stolen. The insurance company also wants bank statements indicating atm withdraws for the amounts the items cost me at the time of purchase. The issue with that is I got a divorce and the wife kept the those accounts so I can't access them. Today, I found out the insurance company hired a local private investigator to talk to me about the items and I'm sure do some searching for information about them. My question is what do I expect from the PI and what should do to get prepared for him/her so this can be quick and easy. I need to get my house fixed and my property replaced. thank you. Bare with me because this required some explanation. About two months ago, I had my home broken into by previous roomates who stole a bunch of items and also took a hammer to two of my motorcycles. The problem I’m facing is most of the items were purchased from people on craigslist, friends and a tv purchased from best buy. My insurance company USAA, wanted me to obviously prove that I owned the items I was claiming. So the only way I can do that is get a sworn statement from a relative saying he actually seen the items in the house prior to them being stolen. The insurance company also wants bank statements indicating atm withdraws for the amounts the items cost me at the time of purchase. The issue with that is I got a divorce and the wife kept the those accounts so I can’t access them. Today, I found out the insurance company hired a local private investigator to talk to me about the items and I’m sure do some searching for information about them. My question is what do I expect from the PI and what should do to get prepared for him/her so this can be quick and easy. I need to get my house fixed and my property replaced. thank you.

]]> By: Jason http://www.insuranceclaimhelp.org/comment-page-3/#comment-64441 Jason Fri, 10 Feb 2012 23:41:15 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-64441 David, It is not possible, but very unlikely I provided advice about buying a $35 version of an e-book. I'm sorry if you have a computer issue or something to do with .pdf or .doc files. I have my e=mail in orange at the top of this forum page if you want to communicate directly with me about your claim concern and perhaps I can get the e-copy version delivered to you someway. If I could get the item downloaded for you and then e-mail, fax it, or do some other method to get it in your hands. But in the meantime, do you have a specific insurance issue that you need information about? I will do what I can to provide help and/or assistance David,
It is not possible, but very unlikely I provided advice about buying a $35 version of an e-book. I’m sorry if you have a computer issue or something to do with .pdf or .doc files. I have my e=mail in orange at the top of this forum page if you want to communicate directly with me about your claim concern and perhaps I can get the e-copy version delivered to you someway. If I could get the item downloaded for you and then e-mail, fax it, or do some other method to get it in your hands. But in the meantime, do you have a specific insurance issue that you need information about? I will do what I can to provide help and/or assistance

]]> By: David http://www.insuranceclaimhelp.org/comment-page-3/#comment-64437 David Fri, 10 Feb 2012 23:10:06 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-64437 Jason, I took your advise and paid uclaim.com for the $35 version of auto claim information. Please note that Mr. Cercone does not give refunds. That's right, I had problems with his complicated instructions and couldn't get the ebook downloaded. When I asked for help he replied,"I don't give refunds. I get $150/hr as a consultant($100/hr for my website customers) and ten times that as a public adjuster.I don't write these eBooks to waste my time helping folks with infected computers that won't even print .pdf or .doc files. I have wasted over an hour with these e-mails Jason,
I took your advise and paid uclaim.com for the $35 version of auto claim information. Please note that Mr. Cercone does not give refunds. That’s right, I had problems with his complicated instructions and couldn’t get the ebook downloaded. When I asked for help he replied,”I don’t give refunds. I get $150/hr as a consultant($100/hr for my website customers) and ten times that as a public adjuster.I don’t write these eBooks to waste my time helping folks with infected computers that won’t even print .pdf or .doc files. I have wasted over an hour with these e-mails

]]> By: Kathy http://www.insuranceclaimhelp.org/comment-page-3/#comment-63747 Kathy Tue, 07 Feb 2012 04:53:12 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-63747 Can I post a question here? The program is not responding when I go to "post a question". Thank you. Can I post a question here? The program is not responding when I go to “post a question”. Thank you.

]]> By: Jason http://www.insuranceclaimhelp.org/comment-page-3/#comment-62698 Jason Wed, 01 Feb 2012 03:20:00 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-62698 Peter, The work of the contractor is excluded as covered any you wanted it don't correctly, have the contractor do it correctly. Peter,
The work of the contractor is excluded as covered any you wanted it don’t correctly, have the contractor do it correctly.

]]> By: Jason http://www.insuranceclaimhelp.org/comment-page-3/#comment-62697 Jason Wed, 01 Feb 2012 03:17:03 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-62697 Peter Burnett, Probably none. Peter Burnett,
Probably none.

]]> By: Peter Burnett http://www.insuranceclaimhelp.org/comment-page-3/#comment-62519 Peter Burnett Tue, 31 Jan 2012 04:58:43 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-62519 I am handicapped and back in 2008 installed a new tiled handicapped bathroom in our home. Back in 2009-2010 we noticed unusual grout staining on our bathroom floor. About eight months ago we noticed additional unusual staining at the grout near the threshold of the bathroom. Six weeks ago we noticed hardwood floor boards warping. I contacted the original tile contractor and he gave every excuse on why his insurance company would not cover the damages. Keep in mind the damage was so pervasive and widespread that we know that the water leakage has been going on since the installation in 2008. Finally, his insurance company called me, asking “when I first noticed the damage”. They got back to me a few days later denying our claim. The reason was Atlantic Tile’s insurance policy was cancelled before I noticed the damage back in 2010. I misspoke and said it was about a year ago when it really had started with the grout staining at the end of 09’ to early 10’. It turns out the grout staining was water going under the floor. There were multiple other areas of leakage created by this contractor. The biggest cause was they did not put a shower membrane on the shower floor. What recourse do I have with his old insurance company (Selective Insurance) who was the insurer at the time of the installation? I am handicapped and back in 2008 installed a new tiled handicapped bathroom in our home. Back in 2009-2010 we noticed unusual grout staining on our bathroom floor. About eight months ago we noticed additional unusual staining at the grout near the threshold of the bathroom. Six weeks ago we noticed hardwood floor boards warping. I contacted the original tile contractor and he gave every excuse on why his insurance company would not cover the damages. Keep in mind the damage was so pervasive and widespread that we know that the water leakage has been going on since the installation in 2008. Finally, his insurance company called me, asking “when I first noticed the damage”. They got back to me a few days later denying our claim. The reason was Atlantic Tile’s insurance policy was cancelled before I noticed the damage back in 2010. I misspoke and said it was about a year ago when it really had started with the grout staining at the end of 09’ to early 10’. It turns out the grout staining was water going under the floor. There were multiple other areas of leakage created by this contractor. The biggest cause was they did not put a shower membrane on the shower floor. What recourse do I have with his old insurance company (Selective Insurance) who was the insurer at the time of the installation?

]]> By: Jason http://www.insuranceclaimhelp.org/comment-page-3/#comment-62241 Jason Sun, 29 Jan 2012 10:20:22 +0000 http://www.insuranceclaimhelp.org/our-mission/#comment-62241 Danielle, This is a lot more complicated that you think. You are allowed 180 day to complete the work. You may have to get written allowances and extensions from both the city and your insurance company so you don't leave so much insurance money on the table. This is so important that you will want to look into how much money will you lose if you don't do aything you need to at least figure out how much money you lose if if you don't do anything. Danielle,

This is a lot more complicated that you think. You are allowed 180 day to complete the work. You may have to get written allowances and extensions from both the city and your insurance company so you don’t leave so much insurance money on the table. This is so important that you will want to look into how much money will you lose if you don’t do aything you need to at least figure out how much money you lose if if you don’t do anything.

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